Wedding Insurance for risk free marriage; don't miss it while planning your big day

Bollywood celebrities Deepika Padukone and Ranveer Singh, who recently tied knot in Italy's Lake Como, had reportedly got their wedding insured by a Delhi-based insurance company. The wedding insurance coverages include cancellation of the ceremony due to natural disasters, theft at venture, postponement of wedding when any person in the policy does not appear due to hospitalisation, death or other reasons.

There are many insurance companies like ICICI Lombard General Insurance Co. Ltd, HDFC Ergo General Insurance Co. Ltd and Future Generali General Insurance Co. Ltd provide wedding insurance plans. Some known exclusions are wedding cancellation due to seasonal weather changes, family disputes, etc. The premium of wedding insurance differs based on the location, size of the wedding, etc.

If you have a personal health insurance, personal accidental cover and a household policy then you may not need to take a wedding insurance cover. However, if it is taking place in a separate venue and is expensive, you may want to cover it against damages. If you plan to take a cover, remember that for claim settlement, you will need to show proof of expense.